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What is Private Mortgage Insurance (PMI)?

What is PMI? PMI, also known as private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you ...

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The Scoop If you could build the perfect Real Estate Agent, what type of personality would you choose? Hmmm. In almost 18 years practicing, I've always believed that a Client/Agent relationship is so important. The two must be on the same p...

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Tax Exemption Resources

Texas has no state property tax. The Comptroller's office does not collect property tax or set tax rates. That's up to local taxing units, which use tax revenue to provide local services including schools, streets and roads, police and fire pro...

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Celebrating Christmas Around the World

Our family began celebrating Christmas by practicing traditions from countries around the world 16 years ago. The birth of Jesus is rejoiced in all languages and traditions. So, we wanted to capture other Christmas traditions and learn how they...

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What Does Filing Homestead Exemption Mean?

The homestead exemption is a legal regime to protect the value of the homes of residents from property taxes, creditors, and circumstances that arise from the death of the homeowner spouse. Such laws are found in the statutes or the constituti...

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To Do List for Winter

Fall is the time to get winterized in preparation for the season. The last thing you want is to be putting storm windows on when it is 20 degrees outside and sleeting. Even worse is having your sprinkler system burst from frozen lines because y...

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Tips on Listing Your Home During the Holidays

The holiday season from November through January is often considered the worst time to put a home on the market. While the thought of selling your home during the winter months may dampen your holiday spirit, the season does have its advantages...

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Why Should You List Your Home During the Holidays?

Top 11  Reasons Sellers should list during the Holidays Should you list your home for sale at the end of year???   Many people would say NO! Wait until the spring buying season!  Don’t use your DOM (Days on Market) during the dead holida...

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